Where to start?
The starting point for developing any good strategic plan is in
ascertaining all of the relevant information. This usually
starts with the information that is documented and establishing
relevant matters which may not be documented.
It is also important to start early and plan for changes well in
advance of them occurring.
The key issues are:
- asset ownership
- business structure
- people; and
- objectives.
Asset ownership
Ascertaining the details of the ownership of assets involves the
following:
- Who owns what assets?
- What is the market value of the asset and what is its CGT cost
base if it is a post CGT asset?
- Documents required are things such as -- financial accounts,
tax returns, asset registers, title documents and loans
between related parties.
- Details of liabilities attaching to assets.
Business structure
The structure of the business needs to be understood and the
primary documents are trust deeds, partnership agreements company
constitutions, shareholder agreements, unitholder agreements and
any other agreements relating to the structure or the holding of
equity in the structure owning the business.
Usually there is a need to do a due diligence review of the
business to ensure that all the relevant information emerges and
everyone involved in the process has a thorough understanding of
the situation.
People
A thorough understanding of all the relevant people and their
roles in the business is necessary. Most usually their family
and financial positions also need to be well understood.
Objectives
It is important to ascertain the objectives. Looking into
the future can be difficult. Shorter term objectives may be
easier to manage than longer term objectives that are less
certain. Any plans may need to involve consideration of
various alternatives depending upon future eventualities.
Documents
There are a number of documents which will need to be reviewed,
possibly amended or prepared.
Taxation issues
Taxation issues need to be carefully considered. They will
arise for consideration where there is a disposal of assets.
The transferring of control of discretionary trusts needs to be
carefully considered.
All these matters are best planned well in advance where it it
is necessary to restructure the holding of assets and equity
concerning the business.